Office Of Human Resources

Medical Plans

The College offers group membership in a variety of health insurance plans. New employees may enroll in any of the medical plans within 30 days of their hire date and coverage is effective the first of the month following their date of hire. Employees may select individual or family coverage. If a plan is not selected within the 30 day period, enrollment will normally be permitted only on January 1 each year, the plan's open enrollment date. Once enrolled , an employee may transfer from one plan to another only on January 1. Enrollment or membership changes at other times of the year will not be permitted unless certain conditions set by IRS regulations are met (i.e., a spouse's loss of coverage due to termination of employment). The Office of Human Resources must be notified within 30 days of the qualifying event in order to allow the change.

Both employees and Le Moyne College contribute toward the cost of the health coverage. A current schedule of medical premiums is available on the "Medical Plans" sidebar menu. Employee health and dental premium deductions are taxed prior to federal, state and FICA tax calculations.

Under the provisions of a law commonly referred to as COBRA (Consolidated Omnibus Budget Reconciliation Act), a terminating employee may usually arrange to continue coverage for a longer period, if necessary, but the employee is responsible for paying the full cost. Arrangements for continuation of coverage are made through the Office of Human Resources.

Also, under the COBRA law a participant who becomes ineligible for coverage due to a loss of dependent status (a divorced spouse or a graduating student) can continue coverage for a limited period, but the participant must notify the Office of Human Resources within 30 days of the qualifying event.

Summary Plan Description
Medical and Dental Insurance Rates
Blue Point (POS) and HealthyBlue Benefit Comparison
Blue Point (POS) and HealthyBlue Cost Comparison Tool
Cost Comparison Worksheet (Blank)
Cobra Information
Cobra Rates
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